Many banks offer such sign-up bonuses, but often, they arent advertised.
We did some digging to find the best bank promotions currently on offer.
Recurring direct deposits and maintaining a minimum balance are common requirements for securing bank bonuses.
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
Youll earn up to 3.80% APY on money in savings and up to 0.50% on checking funds.
you’re free to use Wealthfront with payment apps like Apple Pay, Venmo, and Google Pay.
Client must maintain $500 by the 30 day mark.
See website for details.
Checking features for the Cash Account are subject to identity verification by Green Dot Bank, Member FDIC.
Cash account is offered by Wealthfront Brokerage LLC (Wealthfront Brokerage;), a Member of FINRA/SIPC.
Wealthfront Brokerage is not a bank.
The APY rate listed is as of04/17/2025and is subject to change at any time.
Fees and Eligibility requirements may apply to certain checking features, kindly see the Deposit Account Agreement for details.
Limits, fees, and exclusions apply.
All investing involves risk, including the possible loss of money you invest.
New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer.
Wealthfront doesnt charge for transfers, but receiving institutions may impose an RTP fee.
Penny Hoarders opinions in this article are their own and are not tied directly to such compensation.
If youre 62 or older, the fee is automatically waived.
Waiving fees on Performance Spend and Performance Select is also possible, if you meet specific criteria.
Transfer money between PNC checking and savings accounts or even external bank
accounts.
Use Online Bill Pay to track and schedule bill payments.
Android users can also utilize PNC Pay to pay with their mobile devices.
All rates and Annual Percentage Yields (APYs) are accurate as of 4/17/2025.
Rates and APYs may vary and may change after account opening.
Fees could reduce earnings.
To determine if these rates have changed, call 1-888-PNC BANK.
Rates on variable rate accounts may change after account opening.
Interest rates, APYs and other terms may vary in other PNC Bank markets.
See your account agreement and fee schedule for more information.
Other limits may apply to your account.
It only takes a few minutes to apply to open an Alliant certificate completely online.
Worried about needing access to your savings before your certificate matures?
Open your account and deposit as little as $100 to start earning interest.
Elect to receive eStatements, and you wont pay any monthly fees, either.
This means your money is not just safe, its super safe.
Ready to grow your savings faster than the average bank?
Head over to Alliants website andchoose either a certificate of deposit or a high-yield savings account to get started.
APY= Annual Percentage Yield.
The APY is accurate as of the 3/25/2025 dividend declaration date.
A $ 1,000 minimum deposit is required to open a Regular Alliant Certificate.
You must be an Alliant member.
Alliant Certificates are available as Regular Share Certificates and Jumbo Share Certificates.
Prior to opening an IRA Certificate, you must have or establish an IRA with Alliant.
You may not add any additional money to your Certificate after opening.
Dividends compound monthly and are paid on the last day of the month and at maturity.
A penalty will be imposed for early withdrawal of any principal amount.
There are no penalties for monthly dividend withdrawals.
Other exceptions to early withdrawal penalties may be allowed.
Monthly dividend withdrawals are not eligible on IRA Certificates if owner is under age 59 1/2.
Any monthly withdrawals or transfers reduce earnings.
(Not applicable to IRA Certificates).
Neither the primary account owner or joint owner may be a beneficiary on the Certificate account.
You are not locked into a rate until you open or renew your Alliant Certificate.
Alliant Certificate rates may change daily.
Fees may reduce earnings on the account.
The savings dividend provides an Annual Percentage Yield (APY) of 3.10%.
The APY is accurate as of the 3/25/2025 dividend declaration date.
Savings dividends may change after the account is opened and is subject to change at any time.
Fees may reduce earnings on the account.
(This offer expires 7/16/25.)
Plus, help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
Another plus is this account offers Chase Overdraft Assist to protect you from overdrafts.
Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
Surcharge Fees from the ATM owner/internet still apply.
Surcharge Fees from the ATM owner/web link still apply.
The bonus offer cannot be combined with any other checking offer.
The account also offers basic fraud protection services and unlimited check writing.
Plus, the $325 bonus is nothing to sneeze at.
Enjoy watching your money grow with no monthly service fees and manage it through a convenient mobile app.
E*TRADE Max-Rate Checking
The E*TRADE Max-Rate Checking interest rate is solid.
And knowing your money is FDIC-insured gives you one less thing to stress about.
After that, you could sit back and watch your savings grow.
These accounts often offer cash bonuses.
Overall, be smart.
Dont let the promise of a cash bonus blind you.
Read the fine print so you dont get stuck paying high monthly fees, interest rates or closing penalties.
Did you know?
Sometimes when you go to open a new bank account, banks will do a soft credit check.
However, that wont affect your credit score.
Timothy Moore covers bank accounts for The Penny Hoarder from his home base in Cincinnati.
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