Debt can feel stressful and overwhelming, especially when youre struggling with payments.
And if you end up on the receiving end of a debt collectors call, it can feel scary.
But while its tempting to ignore debt collectors, that can even make the situation worse.
You know what else is not a good idea?
Uttering a specific 11-word phrase billed to stop debt collectors.
What Is This Phrase to Stop Debt Collectors?
Its just cease and desist all calls and contact with me immediately.
The truth is that using this phrase wont necessarily stop debt collectors.
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Did you know?
This is for two reasons.
One, so you have the exact information on hand so you might figure out the next steps.
What if you find out that the debt isnt yours, or that youve already paid off the debt?
you’re able to respond by disputing it in writing.
That way, you have a clear record of your communication with the debt collector.
She is the host of the Buzzsprout and Beyond the Dollar podcasts.
It sounds appealing right?
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