No need to whip out your wallet at the store anymore.

Google Pay will get this one, just tap your phone or smart watch at a supported payment terminal.

What Is Google Pay?

A woman uses her phone to pay for groceries at an outdoor market.

Many online retailers also now offerAfterpay, a buy-now-pay-later servicethat functions something like a credit card.

Best of all, many retailers accept contactless payments.

Is Google Pay Safe?

When it comes to your credit or debit card information, you want to confirm that it remains safe.

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A convenient tap-to-pay service isnt worth much if yoursensitive banking information gets breached.

Any card information that is saved to yourGoogle Account is encryptedand stored on Googles private servers.

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This is a long list, so dont get overwhelmed.

Well keep it updated as offers changes or expire.

Unlike your wallet, your phone can be locked down like a vault.

iPhones are not compatible with Google Pays tap-to-pay function, but can useApple Pay, which is the equivalent.

Did you know?

If its your first time, confirm your country, select your Google account, then clickContinue.

You may be asked to verify your phone number.

Step 3:Once inside the Google Pay app, add a debit or credit card.

At the bottom, tap the($)logo for theInsightstab, then selectAccounts, andAdd Account.

Step 4:Use your smartphones camera to scan your credit or debit card.

you’re able to also type your card information manually.

Once your card is verified, it will be added to Google Pay.

To set the default card, tap on the card within Google Pay, then tapMake Default.

Or just ask the cashier if they take Google Pay.

Many retailers are familiar with people paying with their smartphones or watches.

Step 1:If the retailer accepts contactless payments, unlock your Android smartphone.

The Google Pay app does not need to be open.

Step 2:Simply tap the top of your gear to the payment terminal.

A checkmark symbol will appear on your screen once the payment is successful.

Tap on the recipient and tap thePaybutton.

Enter the amount of money you wish to send, select your payment method and confirm by tappingPay.

Youll need to confirm how much you wish to transfer, then tapTransfer Outonce more.

Look for the price tag icon at the bottom of the screen.

Some examples in 2022 include:

Frequently Asked Questions (FAQs)

There are no fees.

Using Google Pay at checkout is the same as using any credit or debit card.

Yes, Google Pay is safe.

Google Pay isa secure servicethat doesnt transmit your card number when you are shopping in-store.

Instead, your smartphone or watch transmits a unique account number.

This helps keep your credit or debit card info safe.

When Google Pay does store your account information, it is encrypted on Googles private servers.

Yes, you will need a bank account to use Google Pay.

The service operates by linking a valid debit or credit card to your Google account.

If you need a checking account, there aremany free checking account options.

No, Google Pay does notcharge you a feeto send money to family and friends.

Michael Archambault is a senior writer at The Penny Hoarder specializing in technology.

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