Almost one quarter of Americans have no savings, and even more 40% dont keep a budget.
Only 13% of those surveyed said their own familys financial situation was talked about at home.
Our team has compiled alist of creative waysyou can fatten your bank account this week.
This is a long list, so dont get overwhelmed.
Well keep it updated as offers changes or expire.
So how did we get here?
Its a point experts cant emphasize enough, but its easier said than done.
Embarrassment is one of the main reasons parents struggle with instilling financial literacy in their children.
It all comes together in this quiet, creeping lack of knowledge.
Money is such a taboo topic, he said.
Its something you dont really like to talk about, and that can be pretty harmful for everyone.
Many parents and students dont take the time to understand theFree utility for Federal Student Aid, or FAFSA.
The form determines whether a prospective student is eligible for financial aid.
The repercussions stretch into the retirement years.
The federal agency offersa guided online coursethat ends with a nifty certification.
you’re able to even order a physical copy for free.
For those who arent into playing games, theConsumer Financial Protection Bureaubroadcasts free monthly webinarson personal finance topics.
College students who want to get out ahead of looming debt have options right on campus.
Dozens of colleges have programs like USFs AFLOAT and Texas Techs Red to Black available free to students.
I would sit there and think, three cents, this is awesome.
In a hundred years Ill have a dollar.
And to me, that was everything, he said.
Its like teaching a kid how to ride a bicycle, he said.
A savings account and allowance is a good start to get kids thinking about basic personal finance.
Even going about your daily to-do list offers opportunities to bring up financial literacy.
Sickles 4-year-old twins have a special chant when they leave the bank with their father.
He asks, What are we going to do with our money?
And they answer: Save and invest!
Alex Mahadevan is a former data journalist at The Penny Hoarder.
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
Ask one of these companies to help…
