Making a budget and sticking to it isnt easy.

But after two months, you end up deleting them, feeling more confused than financially savvy.

So why are we going through the hassle of downloadingmoreapps, creatingmorepasswords and losing control of our spending anyway?

Two women laugh while sitting down outside. One is looking at her phone while the other one is holding a coffee mug after shopping.

Thats why its calledSimple Finance.

How Much Can You Spend on Takeout This Weekend?

and goals, then show how much money you’re free to drop on delivery tonight.

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Deciding between a few $1 slices or a sushi boat just got way easier.

7 Ways to Make Money if You Hate People

Do you avoid people too?

Enough small talk.Here are some waysto earn extra cash, without all of the social stuff.

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Or, you know, maybe an Instant Pot for your tiny kitchen.

It takes just a few minutes toapply for an online Simple account.

Kari Faber ([email protected]) is a staff writer at The Penny Hoarder.

Shes saving up for a pair of candy-colored roller skates.

(Can you sense my millennial sarcasm there?)

You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…