Did you know 26% of people find an error on at least one of their three credit reports?
Thats according to a2012 Federal Trade Commission report, the most recent comprehensive study on the matter.
Sure, that sucks, but weve got to cut the credit bureaus a break.
After all, theyre keeping tabs on millions of pieces of information.
Thats why its important foryouto regularly check on your reports.
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
There are gobs of products out there, but the key is that they be safe and user-friendly.
However, many of us have trouble remembering to do that.
Plus, a lot can happen in a year.
Thehard inquiriesare the ones you have to worry about.
This is essentially your credit report but broken down in easy-to-understand terms.
Features:Mintisnt exclusively a credit-monitoring service, which is why its down here on the list.
Its more typically a fan-favorite budgeting app.
you could opt in for monitoring alerts, so youll get pinged whenever TransUnion receives new credit information.
Are These Free Credit Scores Accurate?
For many of these apps, the most common negative review was that the scores and reports werent accurate.
However, the information on these apps should indeed be accurate.
After all, theyre pulling it directly from your credit report.
The moral of the story?
Carson Kohler ([email protected]) is a staff writer at The Penny Hoarder.
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