You need money right now, but youre all tapped out until your next paycheck.
Youre really in a pinch.
A company calledOppLoansoffers a more affordable alternative.
Applying online is easy, and most customers find out if theyre approved same-day***.
More than 500,000 people have borrowed money through OppLoans.
Heres what you gotta know if youre in a tight spot.
So, how exactly are they different from a typical payday or storefront loan?
Our team has compiled alist of creative waysyou can fatten your bank account this week.
This is a long list, so dont get overwhelmed.
Well keep it updated as offers changes or expire.
First off, you pay half the interest rate.
Its easy to get caught up in a cycle of relying on these expensive loans.
Second, you get more time to pay them back.
With a payday loan, you typically have to pay the money back within two weeks.
And, if you make your payments on time, every loan payment always includes paying down your principal.
Do You Qualify?
With OppLoans, it takes minutes tosee if you qualify*.
Youll enter some basic information your address, phone number, employer, income and bank account info.
Remember: Applying wont hurt your FICO score.
All loans originated by a lending partner will be serviced by OppLoans.
***Subject to credit approval and verification.
Actual approved loan amount and terms are dependent on standard underwriting guidelines and credit policies.
1Installment loan amounts typically range from $500 to $4,000.
APR ranges from 59% to 199%.
Installment loan lengths range from 6 to 24 months.
OppLoans does not offer credit products in all states.
yo refer to Rates and Terms at www.opploans.com for additional details.
Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder.
(Can you sense my millennial sarcasm there?)
You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…
