Put the spreadsheets aside.
Dont worry about downloading an app.
you could manage your money with a simple tool you probably already use on a regular basis your calendar.
Chris Zuppa/The Penny Hoarder
It doesnt matter whether you use a wall calendar, a desk calendar or a notebook-style planner.
How to Create a Calendar Budget
Creating a calendar budget isnt complicated.
Just pull out your calendar of choice paper or digital and get started.
Mark down your paydays and how much youll get paid.
Write down all your fixed expenses for the month.
Dont forget to include bills set up on auto pay.
Take note of upcoming holidays, birthdays or events thatll cause an uptick in spending.
Avoid overspending by establishing limits for each budget category based on past averages.
Keep a running total of your daily balance to know where your finances stand on any given day.
Use any money left over at the end of the month to pay down debt or bulk up savings.
Create a budget that works for you with ourbudgeting bootcamp!
Our team has compiled alist of creative waysyou can fatten your bank account this week.
This is a long list, so dont get overwhelmed.
Go ahead and start now, but be sure to bookmark this post so you could easily return later.
Well keep it updated as offers changes or expire.
Nicole Dow is a senior writer at The Penny Hoarder.
It sounds appealing right?
Check it out here!
