That was until Sezzle came along to give a bit of sizzle to shopping.
A buy now, pay later service, Sezzle helps make large purchases more accessible.
To learn more about the financial service, lets dive into this Sezzle review.
What Is Sezzle?
Sezzle is one of many buy now, pay later services.
There is no lack of merchants either, with over 40,000 available to shoppers.
How does the Sezzle purchase process work?
Lets take a closer look at the approval and shopping processes, along with the payment schedule.
Our team has compiled alist of creative waysyou can fatten your bank account this week.
This is a long list, so dont get overwhelmed.
Well keep it updated as offers changes or expire.
How Does Sezzle Work?
We strongly recommend downloading the mobile app for the best shopping experience.
Sezzle will ask you for personal details to create an account; we found the overall process straightforward.
Once your Sezzle account has been created, you could immediately begin shopping.
But first, you may want to know how much money you have been preapproved to spend.
We feel as though Sezzle hides this a bit more than other services.
At the bottom of the app screen, tap on the Virtual Card tab to begin this process.
Visit the Shop tab to begin your shopping adventure.
Begin shopping on the website as you normally would, adding items to your shopping cart.
Once you reach the checkout page, tap the Pay with Sezzle button at the bottom of the screen.
Sezzle will split your total transaction into four equal payments.
This process splits your single purchase into four total payments over six weeks without any interest.
One factor that we like about Sezzle is the ability to reschedule your payments without any additional fee.
Sezzle may charge a small convenience fee if you pay off installment balances using a credit or debit card.
To avoid these fees, connect a bank account to your Sezzle account.
Sezzle also charges a fee if your payment method is declined.
Overall, we find Sezzles fees to be reasonable.
If you need a few other large purchase financing options, weve got you covered.
Other prominent options includeAffirm,Afterpay, Zip (formally Quadpay),KlarnaandPayPal.
Another solid option is financing your purchase with a zero-interest credit card.
Check out ourCredit Cards 101 course over at The Penny Hoarder Academy.
Sezzle offers features similar to those of Afterpay.
Similarities include a biweekly, six-week payment schedule, 0% interest rate and no effect with credit bureaus.
Both services charge fees if your scheduled payment fails.
We recommend selecting the service that has your favorite merchants.
As a result, we assume a credit score is taken into account for your Sezzle credit limit.
Michael Archambault is a senior writer at The Penny Hoarder specializing in technology.
(Can you sense my millennial sarcasm there?)
You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…
