Year after year after year.

But there are other, nicer companies thatll help you get out of debt faster.

A website calledCredibleknows the best ones and could pair you up as soon as tomorrow.

Two friends laugh together.

Heres how it works: Credible will match you with a loan thatll cover your student debt tab.

Use that loan to pay off your federal and/or private loans.

Now youll be left with one new monthly payment.

Article image

This process is called refinancing.

In fact, we talked to Ashley Williams, a financial analyst who graduated with $46,000 in debt.

Probably not as good as youd like.

Article image

It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?

And if youre worried you wont qualify, its free tocheck online.

It takes just two minutes, and it could save you thousands of dollars.

Carson Kohler ([email protected]) is a staff writer at The Penny Hoarder.

Requesting prequalified rates on Credible is free.

However, closing a loan will result in costs to you.

It sounds appealing right?

Check it out here!