Home prices have been rising at a record pace, too.
Its not just the notoriously expensive cities like New York and San Francisco, either.
Middle-class people are increasingly being priced out of places like Denver and Dallas as well.
Consider these six tips:
1.
Boost Your Credit Score
Looking to buy a home?
Then theres something it’s crucial that you start thinking about right now: Your credit score.
The higher your score is, the better deal youll likely get on your loan.
7 Ways to Make Money if You Hate People
Do you avoid people too?
Enough small talk.Here are some waysto earn extra cash, without all of the social stuff.
For example, groceries account for a good chunk of your budget.
Everybodys got to eat.
You may as well earn a little money back while your groceries are being bagged up.
For your efforts, youll earn gift cards to places like Amazon or Walmart.
Did you know?
Over a million people already have, so they must be onto something.
Stop Overpaying for Stuff Online
Heres another way to save money.
Thats exactly what thisfree servicedoes.
Lets say youre shopping for a new pair of shoes, and you assume youve found the best price.
If there are any available coupon codes, theyll also automatically be applied to your order.
In the last year, this has saved people $160 million.
you might get started in just a few clicks tosee if youre overpaying online.
So whens the last time you checked car insurance prices?
You should shop your options every six months or so it could save you some serious money.
But dont waste your time hopping around to different insurance companies looking for a better deal.
Use awebsite called EverQuoteto see all your options at once.
Take a couple of minutes toanswer some questionsabout yourself and your driving record.
With this information, EverQuote will be able to give you the top recommendations for car insurance.
In just a few minutes, you could save up to $610 a year.
Stop Paying Your Credit Card Company
Getting a mortgage for a house is a form of debt.
However, a website calledAmOnecan help you fight back.
Youll be left with one bill to pay each month.
Plus: No credit card payment this month.
It takes two minutes tosee if you qualify for up to $100,000 online.
Buying a home is a major step in life.
If you follow these strategies, youll get closer to your goal.
Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder.
No Interest Til Almost 2027?
Balance Transfer = Credit Card Cheat Code