Homeownership is the American dream, right?

But sorry to rain on your parade just the down payment isnt enough.

you’re gonna wanna fill it.

A woman stands in front of a blue wooden barn while holding up a tiny house in front of her face.

you’re gonna wanna protect it.

And you definitely need to be saving up for all the leaks, breaks and oh, sugars!

that come with that property deed.

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So How MuchDoYou Need?

A totally empty $300,000 house might run up a $30,000 bill.

It could cost more if you have expensive taste.

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The average homeowners insurance in the US on that same $300,000 home is about $1,200 per year.

7 Ways to Make Money if You Hate People

Do you avoid people too?

Enough small talk.Here are some waysto earn extra cash, without all of the social stuff.

It sounds like a lot.

Here are a few ways to boost your savings and lower your home-owning costs.

What could adding 300 points to your score mean for your goals?

It could easily save you thousands of dollars over the life of a car loan or mortgage.

Youll even be able to spot any errors holding you back (one in five reports have one).

Cut Your Other Bills to Save For More Furniture

Furnishing a house isexpensive.

One easy way to come up with this money is by cutting your costs and saving the difference.

For example, when was the last time you checked car insurance rates?

Heres the thing: your current car insurance company is probably overcharging you.

But dont waste your time hopping around to different insurance companies looking for a better deal.

Use awebsite called EverQuoteto see all your options at once.

Take a couple of minutes toanswer some questionsabout yourself and your driving record.

With this information, EverQuote will be able to give you the top recommendations for car insurance.

In just a few minutes, you could save up to $610 a year.

(Can you sense my millennial sarcasm there?)

You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…