If you need health insurance, now is the time to act.
Who Can Enroll in a Health Care Marketplace Plan?
Marketplace health insurance is available only to U.S. citizens and legal residents.
Need help picking a marketplace plan? Here’s how tofind local helpin your area over the phone, by email or in-person.
Coverage is aimed at people who cant get health insurance through their employer.
Our team has compiled alist of creative waysyou can fatten your bank account this week.
This is a long list, so dont get overwhelmed.
Well keep it updated as offers changes or expire.
If youre already enrolled in a plan, it will renew automatically.
But experts suggest visiting the website to tune up your information and shop around for plans.
You might qualify for better coverage.
Open enrollment ends Jan. 15.
Some states operate their own exchanges.
How Much Do Marketplace Plans Cost?
Youll pay different premiums and out-of-pocket costs depending on the plan you choose.
Youll pay only up to an out-of-pocket maximum, and there are no yearly or lifetime dollar limits.
(Technically, theyretax credits).
What Kind of Health Insurance Plans Are Available?
Depending on where you live, you may findseveral types of plansat each level.
Youll want to make sureyour doctorsare in the plans web link and that yourprescription medicationsare covered.
There are several types of health insurance plans available.
They also cost about one-third as much as more comprehensive plans.
Another drawback is you cant use a premium tax credit on a catastrophic plan.
Whats Covered by Marketplace Plans?
Plans that comply with the Affordable Care Act cannot discriminate against people withpre-existing conditions.
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