My ex managed our money.
He said I was bad with money and that he was the one who knew how to handle finances.
(So much for me being the one who was bad with money.)
Instead, the bank offered me a secured credit card.
Should I go ahead and sign up for it?
What else can I do to repair my trashed credit?
Thanks in advance for any advice it’s possible for you to offer.
But I want you to know that the worst of this is over.
Its all on the mend from here.
Put aside whatever your ex told you about being bad with money.
You cant make the impact of what hes done go away.
But you are taking the right steps to rebuild your finances.
But be sure to shop around for a secured line of credit.
Some charge big fees, or dont help build your credit history.
If you havent done so already, be sure to get a copy of your credit report.
Review it for any discrepancies, and check whether accounts were opened in your name without your knowledge.
No Interest Til Almost 2027?
It will take years to fully rebuild your finances.
Stay confident that you are good with money.
And know that your money is nothing but your own now.
Did you know?
Write toDear Pennyand you might see your question answered in an upcoming column.
