Our review will help you determine whether that includes you.

In this review:

What Is Marcus by Goldman Sachs?

Enough small talk.Here are some waysto earn extra cash, without all of the social stuff.

A businessman looks at his phone while sipping coffee at a coffee shop.

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But other online banks like Comenity Direct (1.35%) andAlly(1.10%) have it beat.

Two bright spots: This account carries no monthly maintenance fees nor does it have a minimum deposit amount.

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This will be especially important since Marcus is also missing a mobile check deposit option and an ATM internet.

The High-Yield CD offers terms ranging from six months to six years.

Marcus also offers a No-Penalty CD for seven months at 1.00%.

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you could withdraw the full balance early (beginning seven days after funding) without penalty hence the name.

Both CD options require a $500 minimum deposit.

The only truly convenient feature is its mobile app.

This app was a long time coming.

Though banking options with Goldman Sachs are limited, userslovethe app.

Small Business Banking Options

Marcus by Goldman Sachs does not offer small business banking.

Specifically, you’re free to apply for loans and use MarcusPay.

you’ve got the option to find more contact information and hours of servicehere.

Is Marcus by Goldman Sachs Right for You?

1 thing you look for in a bank.

(Can you sense my millennial sarcasm there?)

You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…