Heres what you oughta know about receiving financial assistance from nonprofit hospitals.
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No minimum eligibility standards for receiving financial assistance have been set by the ACA or federal law.
However, many states have passed laws establishing these minimum forgiveness levels, asoutlined by the NCLC.
Your hospital system is allowed to be more generous than these state minimums.
Regardless of income level, you should ask about your hospitals policy and request to be screened for eligibility.
Even if youre unsure if youll qualify, put the effort into filling out the system.
Search online using theIRSs Tax Exempt Organization Searchtool to see if your hospital is in their database.
Which Treatments Are Eligible for Financial Assistance?
The ACA requires nonprofit hospitals to offer FAPs that cover emergency or other medically necessary care.
The definition of medical necessity can be different for each FAP.
There are two different sets of rules.
Louisiana
Usually, Louisianas minimum eligibility requirements only apply to the uninsured.
For each additional person in the household, the income eligibility goes up by $150/mo.
What If My States Not on the List?
If you dont see your state on this list, dont fret!
Your nonprofit hospital is still required to provide an FAP thanks to the ACA.
There just arent state laws dictating the income levels the FAP must cover.
Brynne Conroy is a contributor to The Penny Hoarder.
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