Normally cheap isnt a word we like to hear about the construction of our homes.

Lots of ideas, too.

But remember, each extra idea costs money.

A house with a car in the driveway come up from the pages of a magazine.

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Thats where to start the home building process.

No Interest Til Almost 2027?

Consider all aspects of your build.

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One of those builders is Cincinnatis Cristo Homes, where Michelle Fletcher is a new-home sales counselor.

Experience has given Fletcher some insights that help at this stage of the home building process.

Did you know?

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General Contractor or No General Contractor?

To save money on your dream home, you could serve as your own general contractor.

Good luck, Fletcher says about going it alone.

She points out that professional contractors have relationships and buying power with vendors.

Simplifying the design of your new house can help save.

Dont get so caught up in the dream that you lose track of what all your wants are costing.

As part of your design process, Ruthroff suggests collecting images of whatever catches your eye.

Maybe you would rather have a few more square feet in the adjacent bedroom or a bit bigger closet.

A designer or contractor can help you decide when to splurge and when to save in interior design.

Flooring is one place where it could be good to spend a bit more, Ruthroff says.

The floors have stood up.

Im so glad we spent the money there.

Appliances can be an area to save, he suggests.

Pick carefully for how you will use them.

Do you really need the (high-end) range?

Choosing the right materials can cut costs.

Home builders like Cristo have already done the number-crunching for you.

Also, look for rebates and tax savings on some materials.

These often cost more upfront, but benefit you later.

Homebuilding companies like Cristo have done a lot of the penny-pinching already.

They have relationships with suppliers and others that will save you money because of volume discounts.

They also often have design options and packages to pick from that combine many cost-saving approaches.

Thats part of taking on a huge project like building a house.

But, Ruthhoff warns, its important not to second-guess every decision you make.

Keeping your eye on the prize is also important.

Fletcher has advice for home builders who fret about having the best.

The best comes with a perspective, she says.

You have to step back and say, Is that really want you need?

Its OK to want a showpiece as long as it fits in your budget.