New year, new budget.
If youre finally ready for a total money makeover, maintaining a budget is an excellent way to start.
Here are the best of 2022s budgeting lessons.
Considering merging finances after the wedding? Here are a few situations where it makes sense for couples tokeep separate bank accounts(and a few where it doesn’t).
10 Top Budgeting Lessons to Improve Your Money Management
1.
If the sight of a spreadsheet makes you break out in a cold sweat, never fear.
Theres an app for that.
See our recommendations for thefive best budgeting apps.
7 Ways to Make Money if You Hate People
Do you avoid people too?
Enough small talk.Here are some waysto earn extra cash, without all of the social stuff.
If youre not a fan of the 70/20/10 budget, try one of these otherbudgeting methods.
Lean Into Budget Billing to Level Your Utility Payments
Youre cruising along with cash to spare and then wham!
You get blindsided by a huge gas bill after that November cold snap.
Dont Miss:6 Companies That Send People Money When Theyre Asked Nicely
4.
Get a Financial Plan a FREE One
Financial planning is only for the rich, right?
Master Your Finances With the Best Budgeting Books
Need to expand your money knowledge?
But sometimes, the problem isnt you.
Its the budgeting method.
Try customizing a personal finance approach with several different budgets, such as thebudget-by-paycheck method.
Some methods of managing your personal finances just arent suited to certain lifestyles, personalities or financial situations.
Dont worry there is a method that fits your financial madness.
Kaz Weida is a senior writer at The Penny Hoarder.
Nicole Dow is a former senior writer at The Penny Hoarder.
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