Simplify, simplify, simplify.
Our lives are so complicated.
Our world is so busy, so noisy, so distracting.
To counter that overwhelming feeling, theres a movement afoot in America to embrace the idea of minimalism.
It means living with less.
Now he preaches the benefits of living a simple, meaningful life with less.
No Interest Til Almost 2027?
Thats not for everyone.
Scan the barcodes with your phone, and Decluttr will make you an offer.
Itll send you a shipping label, so you could ship everything for free.
Just snap a photo of your item and set up a listing in about 30 seconds.
Remember to scan your receipts.
Simplify, simplify, simplify.
With a simple cash-back rewards card, you get paid for every dollar you spend.
Heres an option we like: Its theChase Freedom Unlimited card.
Theres no annual fee, and the cash-back rewards dont expire.
We checked Crediblesannual rewards calculator, and it estimates $417 in annual rewards based on our spending habits.
Get signed up and 0% intro APR for 15 months here.
Streamline Your Student Loans
Student-loan debt can be insanely complicated.
To simplify things, consider student-loan refinancing.
Through a marketplace likeCredible, you’re free to refinance federal and private student loans.
Justenter your infoto see what your new interest rate could be.
Its like a personal-financial assistant that lives in your phone.
The best part: Trim helps you negotiate bills with cable companies like Comcast, Time Warner or Charter.
Itll keep at it until it succeeds at saving you money.
(It keeps 25% of whatever it saves you.)
Have you already taken thebasic steps to cut your power bill?
Contact your power company.
Many offer programs thatll lower your energy usage and reduce your bill.
he encourages you to ask yourself.
Maybe Ill be able to regain control of my finances.
Maybe Ill focus more on my health.
Maybe my relationships will improve.
Maybe Ill reclaim my time and my creativity and work on that passion project.
Or maybe Ill just have a cleaner house.
Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder.
He has too much stuff.
*Annual Rewards amounts will change based on the amounts you enter.
The monthly spending category names and definitions may vary among issuers, and categories may not align one-to-one.
The information for the Chase Freedom Unlimited card has been collected independently by The Penny Hoarder.
The Penny Hoarder is a partner of Credible.
It sounds appealing right?
Check it out here!
