Then, Id take out a loan for two years of living expenses.
Thank you so much!
-E.
Dear E.,
This is such an exciting time!
But I would encourage you to flip your thinking about how to use it.
Youll be studying a lot, youll be tired and youll start treating yourself.
A takeout meal here, a little splurge there.
The mentality that youll pay it back later is a recipe for financial disaster.
Then, use your savings for the extra stuff, like food, clothing and general care.
7 Ways to Make Money if You Hate People
Do you avoid people too?
Enough small talk.Here are some waysto earn extra cash, without all of the social stuff.
Make an appointment to talk to a financial aid counselor at your school.
And dont just visit one time!
Make it a routine to visit at least once each year youre enrolled.
Have a tricky money question?
Write toDear Pennyand you might see your question answered in an upcoming column.
(Can you sense my millennial sarcasm there?)
You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…
