But is that actually true in your case?

Is this really the right time for you, personally, to take that big step?

before you dive in house hunting, use this list of considerations to help inform your big decision.

A mother and son play with a water house in their front yard. The photo is meant to represent if now is a good time to buy a home or not.

See for yourself how many boxes you check.

Your score ranges from 300 to 850.

Its like a grade that tells banks and credit card companies how well you manage money and repay debt.

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Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?

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It takes just 90 seconds tosign up.

Did you know?

And buying a home isntjustabout the down payment.

Be sure your budget is ready.

If Your Job is Secure

Only you know how secure your job is.

In this ongoing pandemic/recession/economic minefield, there are a lot of unknowns.

But you dont want to put yourself in a position where you might default on your mortgage.

Buying a home is a big step.

When you log into your bank account, how do your savings look?

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?