Your decision to buy life insurance might be an easy one.
Exactly whatkindof life insurance coverage you buy is probably a tougher decision.
Will the policy you buy today match your familys needs down the line?
Thats whyLadder created a life insurtech company that can change as your life changes.
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
Ask one of these companies to help…
What Is Ladder Life Insurance?
People between the ages of 20 and 60 are eligible to apply.
Did you know?
Your term starting at your current age cant go past age 70.
So, if youre 54 years old, the longest term you could qualify for is 15 years.
Or when you pay off your mortgage early because youre a rockstar.
Or maybe you bump up coverage because you move to a city with a higher cost of living.
This feature is pretty much unheard of from other life insurance companies.
decide whether to cover you).
If you require a medical exam, your underwriting process will take a lot longer.
Keep in mind, youre not guaranteed to get an insurance offer in the end.
Working with online and newfangled financial companies can make some people nervous but dont be.
Youll get 61 days to square your payment before your coverage is cancelled.
How Much Does It Cost?
Your rate is based on your individual risk factors, term and coverage amount.
Pros & Cons
Ladders appeal is in the simplicity and affordability of its policies.
Who Is Ladder Life Insurance Best For?
Thatll help you get the best rates and avoid a medical exam.
Ladders pared-down policy options make it best for people with fairly simple financial needs, as well.
(Can you sense my millennial sarcasm there?)
You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…
