I got the policy, but never understood it.
A few years went by, and I let go of it.
In other words, we think we need it, but still dont have it.
OK, so its probably not nearly as expensive or as difficult as you think.
If youre young and mostly healthy, consider purchasing term life insurance online from a low-cost company like Ethos.
But… do you need it?
Our team has compiled alist of creative waysyou can fatten your bank account this week.
This is a long list, so dont get overwhelmed.
Go ahead and start now, but be sure to bookmark this post so you might easily return later.
Well keep it updated as offers changes or expire.
We asked three insurance pros to weigh in on the life insurance needs of a bunch of different personas.
I would go big here, said Pearcy.
The verdict?Yes!
With a spouse and a home, Wesley is firmly in the realm of those who need life insurance.
She employs four people at her bakery.
Pearcy believes the business is a big factor for Dora.
She must consider the four employees she has as they are dependent on her business for their income.
Dora is definitely a candidate for insurance, Windle agreed.
She should have enough insurance to pay off her business debt and personal debt.
The verdict?Yes.
Doras business means she could have considerable debts and people counting on her.
She could even factor them in if she wanted.
Each of them works full time making $50,000 to $70,000 annually.
This is the most common client we see, said Pearcy.Married with kids and steady income.
The rider is inexpensive and means they do not have to buy her a separate policy.
A child term rider is basically life insurance for the child of the primary insured person.
As an add-on, its usually quite affordable with ourtop life insurance companieslike Ethos.
Windle also sees Dan as a prime candidate.
The verdict?Oh yeah.
These guys are right in the life insurance sweet spot.
Theyre young enough to get good rates, and have enough responsibility to really need it.
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