Does thinking about your budget make you groan?
Are you so frustrated that you want to give up?
If what youve been doing isnt working, theres a better way to master your money.
Feeling overwhelmed? Create a budget that works for you with ourbudgeting bootcamp!
Our team has compiled alist of creative waysyou can fatten your bank account this week.
This is a long list, so dont get overwhelmed.
Well keep it updated as offers changes or expire.
This will give you a more realistic idea of how much you naturally spend.
Another way to get your budget to feel less restrictive is to intentionally leave room forfun money.
By dedicating some spending specifically to things that brings you joy, your budget will be easier to follow.
If Your Expenses Fluctuate
Budgets are not supposed to be static.
Instead, embrace the reality that youre going to need to come up with a new budget each month.
Schedule time at the end of each month to reflect on upcoming expenses in the month ahead.
Luckily, there are several different budgeting methods to choose from.
Azero-based budgeting methodis suitable for throw in-A personalities who want to account for every dollar and cent.
Thecash envelope methodis perfect for someone who is always tempted to spend beyond what they budgeted.
People wishing their bills were more easily distributed throughout the month should try thehalf-payment method.
If youre into the latest tech, try one of thesetop budgeting apps.
If you prefer a pen-and-paper approach, you could use abudget binder, abullet journalor thekakeibo method.
Spreadsheet nerds should create anExcel budgetor aGoogle Sheets budget.
Youll be more motivated to stick with your budget when its something you created.
Nicole Dow is a senior writer at The Penny Hoarder.
(Can you sense my millennial sarcasm there?)
You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…
