Ive been in a few long-term relationships, and my No.
1 rule has always been to not mix our finances.
Since I was blinded by love with this last guy, I broke my No.
1 rule and helped him financially.
He does make the monthly payments for all of these on time.
What can I do to raise my credit score and pay off my own debt?
Any advice you’ve got the option to give would be greatly appreciated.
It even happens to the strongest and most stubborn of us, like you.
You had a rule, and over time this guy was able to wheedle you away from your convictions.
I dont need to tell you that you shouldnt have broken your personal rule.
We just have to deal withright now.
But lets get started.
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
Ask one of these companies to help… Whats his life like now?
If so, its worth asking.
If he wont do it, you as a co-signerhave the rightto check into the status of those accounts.
As for the credit card, theres no hope of getting out of that responsibility.
ensure you keep getting statements and have access to the account until its completely paid off.
ensure youre getting statements online or by mail.
It is your right as a co-signer to be aware of whats happening with these account balances.
Thats his own business.
This kind of communication doesnt need to pretend that youre friends if youre not.
It just needs to be clear.
Whatever works for the two of you, do it and stick to it.
Print out a brief agreement about how to communicate about this list of accounts and sign it.
Be accountable to each other with equal parts responsibility and respect.
Have an awkward money dilemma?
Send it to[email protected].
Disclaimer: Chosen questions and featured answers will appear in The Penny Hoarders Dear Penny column.
I wont be able to answer every single letter (I can only key in so fast!).
We reserve the right to edit and publish your questions.
Dont worry your identity will remain anonymous.
I do, however, promise to give you honest advice based on my own insights and real-life experiences.
When you log into your bank account, how do your savings look?
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
