Real Answers for Life’s Money Challenges

Im recently married.

We have enough money saved to pay off his student loans in one shot.

We hope to have kids within the next year, which will add even more debt to the pile.

Plastic statues of a wedding couple stand on a pile of coins.

Is there a way to get the best of both worlds?

An emergency fund is different from a general savings account.

Its a dedicated account for, ideally, three to six months of your typical expenses.

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Our team has compiled alist of creative waysyou can fatten your bank account this week.

This is a long list, so dont get overwhelmed.

Well keep it updated as offers changes or expire.

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Then, take whats left to make a large payment toward the principal.

Disclaimer: Chosen questions and featured answers will appear in The Penny Hoarders Dear Penny column.

I wont be able to answer every single letter (I can only pop in so fast!).

We reserve the right to edit and publish your questions.

Dont worry your identity will remain anonymous.

I do, however, promise to give you honest advice based on my own insights and real-life experiences.

Lisa Rowan is a senior writer at The Penny Hoarder.

(Can you sense my millennial sarcasm there?)

You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…