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The keyword here is rough, meaning its somewhat of a broad range.
Applying for a mortgage is a more involved process that includes experts assessing your financial profile in its entirety.
Theres more to all of this than looking at the interest rate.
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You might need to get private mortgage insurance, depending on yourdown payment.
This also wont account for homebuyers who have less than 20% for a down payment.
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Sites likeNerdWalletandLendingTreeprovide mortgage calculators that are free and intuitive to use, said Surrey.
Once youve found a few interesting offers, its time to contact lenders directly.
When looking at a mortgage rate comparison site, look for a publishing date, said Surrey.
Mortgage providers change rates and policies frequently, so information outside the providers official website can quickly become outdated.
Remember that your final offers will ultimately depend on your complete financial profile.
Nelson offered a similar note of caution.
Companies often promise fantastic rates up front, but then dont follow through once theyve seen your credit score.
Dont be fooled by such offers or youll waste a lot of time, he said.
Is Your Paycheck Not Going As Far As It Used To?
We get it.Everythingis more expensive than it used to be, but your paycheck hasnt kept up.
When money is tight,these resourceswill help nearly everyone.
Contributor Larissa Runkle specializes in finance, real estate and lifestyle topics.
She is a regular contributor to The Penny Hoarder.
