What Is a Voided Check?
Voided checks are real checks that can no longer be used as legal tender.
The moment you void a check, youve rendered that check useless for actual payment purposes.
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(This is the record of all your payments from and deposits into your bank account.
Remember: Honest mistakes happen.)
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As such, there are people out there with bank accounts who simply do not have a checkbook.
So what happens if you dont have a checkbook but need a voided check?
Are you out of luck?
You must contact your bank quickly to cancel it.
you might also review your check register to get this information.
Tell them you need a stop payment order, but be prepared to pay a fee for this service.
Visit the bank in person or give them a call.
Frequently Asked Questions (FAQs)
Here are some commonly asked questions about voiding checks.
For good measure, you should shred or burn the check.
A stop payment typically comes with a fee.
You should also warn the payee that you have issued a stop payment.
However, you do not need to sign a void check to cancel it.
The large VOID will suffice in voiding the check, no signature needed.
(Can you sense my millennial sarcasm there?)
You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…
