If you havent warmed up to thesnowballoravalanchedebt payoff methods, think smaller.
Consider the debt snowflake strategy for tackling debt.
Just like snowflakes, tiny payments might not seem like much when tackling a mountain of debt.
But when they pile up, your snowflake payments can add up to a lot of help.
Accumulation is the key to making snowflake work.
We Dare You to Take Control of Your Debt
Up for a debt challenge?
In 10 days,these 10 practical stepscould help you get back on the right financial track.
If you downsize to a medium for $5, you save $1.
At lunch, you and your coworker head to the deli to buy $10 subs.
By splitting one instead, youll add $5 to your snowflake pile.
After work, your neighbor asks if you could babysit her toddler for a couple hours.
You consider it a favor, but she insists on giving you $10 for your trouble.
Need more suggestions for piling on the pennies and dollars?
But millions of Americans overlookthese easy tipsthat could help them manage credit card debt even more wisely.
Read moreto boost your credit knowledge and keep your credit score in check.
Does the Snowflake Method Actually Work?
But that doesnt mean snowflakes cant help you pay off your debt faster.
And if you start looking for ways to save/make money each week yard sale, anyone?
those little snowflake payments can add up fast.
Where to Gather Your Snowflakes
Heres the thing about snowflakes: They melt fast.
So how do you capture them?
Drowning in Expenses?
Maybe youre scrambling after your car broke down.
Or you got a medical bill you werent expecting.
Or inflation has finally pushed your budget over the edge.
You dont need to go it alone.
When money is tight,these resourcescan help you manage unexpected expenses without stress.
Tiffany Wendeln Connors is a former managing editor at The Penny Hoarder.
