Sign up now and save BIG on repayments!
Well help you get your student loans forgiven in as little as FIVE years!
Lower your monthly payments!
For a full list of student loan forgiveness and discharge programs available, visitstudentaid.gov.
The claims are tempting, but theyre also dangerous and unrealistic.
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The fight continues today.
The company pocketed the money, then simply changed its name after the complaints started piling up.
In the meantime, how can you check that you dont become a victim of student loan scams?
Did you know?
They need to have actually performed the service e.g.
lower your loan payments before collecting fees.
They can do that at no cost to you.
Not sure who your federal student loans servicer is?
For federal student loan borrowers, heres what to do:
2.
With debt relief companies, instant loan forgiveness is simply not something they can do.
But, again, this is something your servicer can help you figure out for free.
you’re able to also fill out a student loan forgiveness form atstudentaid.govto see if you qualify.
Youre Asked to Provide Personal Information.
A legitimate company isnt going to ask you for something like your Social Security number or federal student identification.
They already have it if theyre doing business with you or service your loan.
If anyone asks you for this information, thats a massive red flag.
The reality is that the DOE only works witha limited number of servicers.
Sketchy salespeople will use that relationship to pressure you into signing up for something you could do free elsewhere.
Dont fall for the used car salesman schtick.
Real debt relief programs are always available.
Spend a little time researching online, check out user reviews and make informed decisions from there.
The program has been plagued by poor communication and other issues in the past.
Learn more and apply atstudentaid.gov.
Federal Perkins Loan Cancellation
Another option for teachers is thePerkins Loan cancellation.
Again, youll need to be teaching in a school that serves students from low-income families.
As always, theresa long list of criteria to qualify.
Robert Bruce is a senior writer at The Penny Hoarder.
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