No one wants to miss out on medical care they need.

But the financial burden can be enough to make a patient hesitate.

Those seeking care for addiction recovery face the same challenge.

A doctor talks to a patient inside his office.

“When someone walks in the door, I never give them a time frame,” Dr. Michael Strolla said. “If a place is doing therapy and treatment right, they take it one day at a time.” Tina Russell/The Penny Hoarder

The sharp increase indeaths from opioid overdosesis well-documented, but the cost of addiction treatment is less often discussed.

The numbers are all over the place, he said of treatment program prices.

I know programs that charge $80,000 per month and programs where people spend $5,000 per month.

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Our team has compiled alist of creative waysyou can fatten your bank account this week.

This is a long list, so dont get overwhelmed.

Go ahead and start now, but be sure to bookmark this post so you might easily return later.

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Well keep it updated as offers changes or expire.

Heres what youll want to know before making the first phone call.

Look under behavioral health benefits if youre examining your plan or comparing plans in the Marketplace.

Medicare plans also cover mental health and substance use treatment.

Did you know?

Just call 800-662-HELP (4357).

A hotline specialist can help you identify intake centers or state-funded services near you.

If youd rather search online, you might input your location into theSAMHSA treatment services locator.

If a place is doing therapy and treatment right, they take it one day at a time.

Strolla recommends reading about facilities that are covered by your insurance.

One pop in of approach never works with anybody, he explained.

One factor youre almost guaranteed to discuss in initial consultations is the use of medications.

Its not one size fits all.

Remission from drug use should be the first focus of a treatment program, Earley said.

But that effort should be integrated with ongoing mental health treatment for any underlying issues like depression or trauma.

Nonprofit or For-Profit?

Others will allow patients to receive residential care for several months when needed.

The initial detoxification period of treatment may be longer, depending on the individual.

Private facilities were once cash-only operations.

As private facilities have started working with insurance companies, [weve] saved countless lives, he said.

If youre concerned about costs, Nelson advised starting your research with local nonprofit facilities.

Theres this model of going far away to get treatment, Nelson said.

But dont have a go at figure it out on your own, he insisted.

Dont be afraid to ask questions.

Do what you oughta do, and dont hold back.

Theres no guarantee youre going to survive.

The National Suicide Prevention Lifeline (1-800-273-TALK) also offers free counseling to those struggling with drug addiction.

Lisa Rowan is a senior writer at The Penny Hoarder.

(Can you sense my millennial sarcasm there?)

You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…