Approximately 7.1 million Americans were unbanked in 2019, according to theFederal Deposit Insurance Corporation (FDIC).
Still, this service is available to you if you dont have a bank account.
Here are your options if you want to cash a check.
Our team has compiled alist of creative waysyou can fatten your bank account this week.
This is a long list, so dont get overwhelmed.
Well keep it updated as offers changes or expire.
Some grocery stores have bank branches within them, too.
Manystores under the Kroger umbrellahave check cashing as well.
Select convenience stores and corner shops also offer these services.
7-Elevensort ofhas check cashing.
Major Retailers
Superstores likeWalmartoffer check cashing.
Kmartis another big retailer that lets consumers cash checks.
Check the Kmart website for more information on your particular state.
For instance, Target accepts personal checks for payment, but does not cash them.
Many brick-and-mortar banks and credit unions, in general, provide this service.
However, youre likely to pay fees or have to abide by other guidelines to get your money.
With that said, some banks dont charge a fee if a check is under a certain amount.
Especially if its one of the bigger, national branches.
Other banks charge a flat fee, no matter the amount.
Check Cashing Stores
A check cashing store is a place where people can cash their checks for a fee.
ATMs
Certain ATMs allow you to cash checks, regardless of whether or not you have an account.
However, there may be restrictions on the types of checks you might cash.
And, you might need a bank card whether or not you have an actual account with said bank.
However, you will need to apply for a Regions Now Card first.
Prepaid Debit Cards
A prepaid debit card has bank-account-like capabilities without the bank account.
But, it’s possible for you to seek out cards with fewer fees and guidelines.
(The Penny Hoarder Communitymembers have discussed the topic of reloadable prepaid debit cards.)
Can You Cash a Check With an Online Cash Management Account?
Current, Aspiration and Betterment are examples of companies with such cash management accounts.
Theyre not technically banks and dont have physical locations.
Depending on what you prioritize, theres an account for you.
Opening a bank accountdoesnt have to be an overwhelming experience.
If youre approved for the account, youll be able to start using it immediately.
Yes, you’ve got the option to cash a check at Walmart, no bank account needed.
Certain limits may apply, so check out the guidelines for your neighborhood Walmart.
A two-party personal check is a check made out to two people.
For example, a personal check thats made out to a person and (oror) their spouse.
She owns a content-writing business and her work has appeared in U.S. News, Clark.com and Well Kept Wallet.
No Interest Til Almost 2027?
Balance Transfer = Credit Card Cheat Code
