Susan Gibbons doesnt drive much.
She works from home.
Sometimes shell swing by the supermarket or the doctors office, but thats about it.
And she only pays $35/month for car insurance.
All my driving is around my neighborhood, says Gibbons, 55, of Philadelphia.
A few miles here, a few miles there.
Being such an infrequent driver, she got tired of spending so much money on auto insurance.
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She foundMetromile,a San Francisco-based startup trying to revolutionize the auto insurance industry.
It offers low-mileage drivers a unique new option: Pay-as-you-go insurance coverage.
A Little Doodad That Plugs Into Your Car
How does Metromile know how many miles you drive?
Ittracks your mileagethrough a free equipment called the Metromile Pulse, which you plug into your cars diagnostic port.
This gizmo transmits your mileage to Metromile via a wireless web connection.
Did you know?
Gibbons figures her car insurance bill hasplummeted by $720 a year.
Its a huge savings, she says.
Its just money that Im not spending every month.
Gibbons isnt worried about it.
Its not like anyone at Metromile is watching her.
This is the 21st century.
Like Cord-Cutting for Your Car
She used to drive more.
And she lives within walking distance of plenty of shops and restaurants.
Before she switched insurers in 2015, Gibbons had been a State Farm customer since 1985.
Yes, 30 years.
Its a great deal for me.
Find out if itll help you save bysnagging a free quote.
Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder.
Hes clearly paying too much for car insurance.
(Can you sense my millennial sarcasm there?)
You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…
