But more often than not, you might plan ahead for lifes necessities and some non-necessities, too.

You might be surprised at the deals each new season brings!

Can You Survive 10 Days of Budgeting?

Two senior citizens wear pink coats and a pink hat as they hold multiple shopping bags in their hands.

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If you oughta wrangle your budget, it may be time to consider a savings challenge.

What to Buy in January

Kick off the new year with big savings.

Retailers know that the newest TVs and other electronics are revealed at the annual Consumer Electronics Show in January.

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We also think its no coincidence that the Super Bowl is played annually in early February.

Some 100 million people watch the game and nearly all of them do so on a TV.

No need to rush to the bookstore in December to get a new wall or desk calendar.

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Buy one in January to get a discount.

It feels really good crossing stuff off your to-do list.

Gyms are known to offer big incentives to sign up and get fit in the New Year.

Home gym equipment also goes on sale in January, as do scales, according toConsumer Reports.

Heres some guidance on what equipment you need fora good, affordable home gym.

Youll also be able to find good deals on smartwatches and fitness trackers to help with that resolution.

But modern white sales include linens and home goods in every color of the rainbow.

Youll also get more for your money by helping your new sheetslast longerwith the proper care.

Other Christmas supplies are also on sale in January, including holiday cards and decorations.

What to Buy in February

Fall in love with these deals during February.

If youve recovered from your Christmas spending and could use a new mattress, check out Presidents Day sales.

The three day weekend is considered the first major mattress sale of the year.

One of the best times to buy jewelry is in February but only after Valentines Day.

Look for deep discounts after retailers remove their rose-colored glasses.

Its not worth paying the love tax to celebrate with your sweetheart, anyway.

Also look for discounts on other Valentines Day goods, such as cards and chocolate after the holiday itself.

Winter coats take up a ton of room in your closet and just as much room in stores.

Help retailers clear em out this month, and youll get a big discount.

Heard of These Money-Making Hacks?

Ready to find out how some folks effortlessly earn the big bucks?

Millions of Americans ignorethese easy tipsthat could have you padding your wallet in no time.

What to Buy in March

Spring forward by making these smart purchases in March.

Dont wait until a week before your big family vacation to get a new suitcase.

Just dont forget where you put it when its time to pack.

What to Buy in April

The smart shopper always plans ahead.

If youre eager to start your home DIY projects in the spring, go ahead and shop now.

Everyones finally going outside again and stores are swapping out their winter shoe collection for the brighter summer colors.

by discounting thosenew kicks.

What to Buy in May

Is your refrigerator running?

If not, May is a great time to get a new one.

(See also November.)

Besides replacing your old kitchen aids, think about these items for shower and wedding presents.

New refrigerator models debut in the summer.

Shop in May to get last years model at a better price.

You cant tell the difference between last years refrigerator models and this years, right?

What to Buy in June

Here come the … deals?

Planning a summer vacation?

Travel early or late in the summer instead of during peak times.

And youllpay less for airfareif you might travel midweek.

June is typically peak wedding season, and stores hope youve planned ahead to buy wedding registry gifts.

What to Buy in July

Dont sweat these savings.

Pick up an older version of a much-needed dehumidifier in July or August, according toConsumer Reports.

What to Buy in August

The dog days of summer offer some amazing bargains.

The specs probably wont be different enough for you to notice, unless youre a hardcore gamer or designer.

If youre working from home, you might be considering a printer upgrade.

Grilling season doesnt stop at the stroke of Labor Day.

Need a Hand With Bills?

Listen, we know its tough out there.

But theres no shame in asking for help.

These companiesmake it easy to help yourself and your bank account.

Hitting the prime booking window plus our other top tips forsaving on air travel.

Have you been debating on making the switch to a front load washer and dryer set?

What to Buy in October

Theres a joke about spooky deals in here somewhere.

Goodbye summer, hello savings.

Its worth checking out the patio furniture if you dont mind storing it over the winter.

When that first warm spring day hits, youll be ready to bask in the sunshine.

October means fall leaves and they are likely covering your yard.

Incoming snow also means youll find good deals on lawn mowers.

What to Buy in November

The days get shorter, but the deals get bigger.

Like in spring, the fall is a gold mine of rock-bottom prices on giftable small appliances.

When you do get a new console, youll need video games to go with it.

Thats when games tend to experience their first drop in price.

Ask about sample sales and last years styles that may be priced to move.

What to Buy in December

Celebrate the season by shopping smart, obviously.

If your familys been begging for a backyard pool, December is the best time to have one installed.

It might be chilly, but pool pros would rather avoid working on 90-degree days!

Plus, when their workload slows in the winter, many contractors are willing to lower their prices.

Toy deals stick around after those Black Friday and Cyber Monday sales in November.

Car dealerships offer the lowest prices in December when theyre trying to make their yearly quotas.

Youll also find older car models discounted to make room for the new ones.

If you cant wait until December, also try going at the end of any month throughout the year.

Thats the deadline for meeting monthly quotas.

You brew coffee at home, you dont walk into Target and you refuse to order avocado toast.

(Can you sense my millennial sarcasm there?)

Lisa Rowan is a former staff writer.

Freelancer Kent McDill contributed to this report.