Have you ever thought about how the future will look?

Were not talking aboutStar TrekorTerminatorhere.

Were talking about the near future, like the next 20 years.

A father plays with his son inside their home. This story is about Haven Life, an insurance company that can help you leave up to $3 million to your family.

Specifically, have you thought about what your loved ones futures would look like without you?

How would they do without your paychecks coming in?

If thats not a pretty picture, you should check with an online insurance company like Haven Life.

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ButHaven Lifelets you get an instant decision on coverage, based just on the health information you provide online.

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Finally, choose how much coverage you want, ranging from $100,000 up to $3 million1.

Its to replace the money you would have earned if you had lived.

It could also pay for a mortgage, funeral expenses, credit card debt and child care costs.

Its Cheaper than You Think

Your earnings really add up over time especially 20 or 30 years.

Thats why you shouldnt be scared away by the idea of a half-million-dollar or $1-million policy.

But you might be surprised at how affordable it is.

Thats another reason why its worth getting afree quote.

you could get a free quote without a medical exam.

The younger you are, the cheaper a life insurance policy is.

Once you purchase a policy, the premiums will stay exactly the same throughout the term of that policy.

Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder.

Policy and rider form numbers and features may vary by state and may not be available in all states.

In NY, Haven Term is DTC-NY.

In CA, Haven Term is DTC-CA.

Our Agency license number in California is 71922 and in Arkansas, 100139527.

1Coverage amount available for those ages 18-59 is up to $3M.

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?

Ask one of these companies to help…