But going into debt isnt the best money move.
You cant just put off car maintenance until you have enough time to save either.
And by the way,stop ignoring that check engine light.
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Having a stash of cash saved upbeforeyou need to go to the auto shop relieves that financial anxiety.
Heres your guide to how and how much to budget for car maintenance and repairs.
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This is a long list, so dont get overwhelmed.
Well keep it updated as offers changes or expire.
If you dont have your manual, check your car manufacturers website for a digital copy.
Thats your primary guide to how much to budget for car maintenance.
The most common maintenance job is an oil filter change, Calkins said.
you could address this maintenance in 5,000-, 10,000- or even 20,000- and 30,000-mile intervals.
During this inspection, the mechanic will check things like your brakes, battery and engine for potential problems.
And dont worry: This inspection is usually included with the cost of the oil change.
(But the repair work it results in, not so much.)
One common routine maintenance item people overlook when it comes to maintaining their cars is tire pressure.
And thats because you should be monitoring your tire pressure more regularly,betweenvisits to the mechanic.
There are a lot of cars running around with underinflated tires, Calkins said.
But AAA feels thats too late.
We also found that 1 in 3 Americans couldnt afford to do that repair without going into debt.
So how can you start saving for unexpected car repairs and even just routine maintenance?
Weve got a few suggestions:
1.
Then theres the money youll need for maintenance.
Saving $100 each month for maintenance and repairs doesnt mean youll need to use the money right away.
However, keep in mind that each year may not mimic the next.
If you recently had major work done, you might be safe to budget less.
If your car is older and overdue for servicing, you should budget more.
Depending on the manufacturer, the warranty may last just about as long as your scheduled car payments.
Let it sit there until you need it.
And if you miraculously dont wind up needing it all by the time you go to sell your car?
Well, youve got a healthy little down payment set aside for your next set of wheels.
It likely wont help with a full $600 bill, but every little bit counts.
(AAA) found that 2 out of 3 motorists dont trust auto repair shops, Calkins said.
Its a pretty common feeling.
People think they might be getting ripped off.
Getting service quotes from more than one shop could help you save money.
You may be able to use a competitors price to negotiate a better deal with your preferred mechanic.
Theyre also the only place you’re free to get recall fixes done free of charge.
Just dont cheap out on necessary parts or products, Calkins said.
You cant see it, but inside there is a big difference.
Been a while since you turned a wrench?
Nicole Dow is a former senior writer at The Penny Hoarder.
Freelance writer Timothy Moore contributed to this report.
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