Heres what to look for when choosing one and what to expect.

What Is a Low-Income Credit Union?

Our team has compiled alist of creative waysyou can fatten your bank account this week.

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This is a long list, so dont get overwhelmed.

Well keep it updated as offers changes or expire.

How Can a Low-Income Credit Union Help Me?

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Using money orders or wire transfers to pay your bills?

Skip the cash advance fees with sky-high interest rates.

How Do Low-Income Credit Union Loans Differ?

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These loans of $200 to $2,000 offer an alternative to predatory loans.

How Do I Find a Low-Income Credit Union?

Regardless of how much money they have, most people dont want to be associated with the term low-income.

The same goes for financial institutions, which makes them a little tougher to track down.

So the low-income designation is not something that they promote.

you’re able to still find a low-income credit union you just wont see it advertised.

One way to find one in your area is tosearch the NCUAs credit union locatorfor your area.

When the list of credit union options appears, select one and click research.

Information about that credit union will appear, including Low Income Designation.

By law, credit unions must have criteria for membership if you dont meet it, you cant join.

But many credit unions make the field of membership broad enough that almost anyone can find a way in.

Ready to sign up?

Check outthis article on how to join a credit union.

Tiffany Wendeln Connors is a staff writer/editor at The Penny Hoarder.

Readher bio and other work here, then catch her on Twitter @TiffanyWendeln.

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