We all like to get something for nothing, and in some ways credit card rewards fit the bill.
So, the question is: Are cards that carry an annual fee worth it?
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Cash back cards offer statement credits.
The types of perks vary hugely from one card to another, Davis-Kean said.
And for justify the expense of those perks, the card issuers charge a fee.
Did you know?
If you charge more on the card than that each year, you will make money.
When you factor in bonus categories, they can have even more value.
This review process is something Davis-Kean does every year for some of his cards.
What if You Just Dont Want to Pay an Annual Fee?
If you go through your calculations and determine a fee isnt worth it, you have some options.
… With most banks its an instant process and you get those perks right away, he said.
Upgrading a card also does not involve a new credit check or utility process.
If there are no retention offers and the card is not worth it to you, cancel it.
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
Ask one of these companies to help…
