As you already know, saving for retirement can be a drag.

In fact, some studies show nearly half ofAmericans have nothing savedfor the golden years at all.Nada.

Well for one,its never, ever too late to start saving.

mature couple enjoying a walk in park.

Our team has compiled alist of creative waysyou can fatten your bank account this week.

This is a long list, so dont get overwhelmed.

Go ahead and start now, but be sure to bookmark this post so you could easily return later.

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Well keep it updated as offers changes or expire.

The study also broke out grocery, health care and utilities spending.

Did you know?

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Come on, youll have plenty of time in the golden years for cross-country trips.

Pad Your 401(k) With Higher Contribution Limits

In 2018, theU.S.

government will increasethe maximum contribution to a 401(k) by $500 to $18,500.

Get Into Investing if You Havent Already

Makeyour money work for you.

Apps likeStashorAcornscan get you onto Wall Street for as little as $1 per month.

Disclosure: This post includes affiliate links.

Were letting you know because its what Honest Abe would do.

After all, heison our favorite coin.

Alex Mahadevan is a data journalist at The Penny Hoarder.

Hes currently breathing into a paper bag after thinking about retirement savings.

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?

Ask one of these companies to help…