The United Nations calls climate change the defining crisis of our time.

What exactly can we do to have an impact?

Stick expensive solar panels on the roof?

A woman has the globe projected on her face.

Switch to a plant-based diet?

Thats why we likeAndo, an online banking platform that only invests in companies that aredirectlyfighting climate change.

Once you set up direct deposits, it wont charge you any fees for anything, ever.

Article image

Enough small talk.Here are some waysto earn extra cash, without all of the social stuff.

Unlike many financial institutions,Ando gives you access toyourmoney whenyouneed it.

No overdraft fees:Unlike virtually all the brick-and-mortar banks, Ando doesnt charge you for overdraft protection.

Article image

Plus, you and each friend can earn up to $15 with Ando friend referrals.

Theres a $2.95 fee for out-of-connection ATMs.

Customer service:Available seven days a week via email or phone.

Insured:Money in your Ando account is FDIC-insured for up to $250,000.

Fossil fuel companies and their ultra high polluting projects.

Theyre usingyourmoney to contribute to the climate crisis.

This is how traditional banks make money.

Where doesAndoinvest your deposits?

Clean, renewable energy, sustainable transportation, regenerative agriculture and green buildings.

Ando invests exclusively in green initiatives and is 100% transparent as to where those investments are made.

Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder.

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?

Ask one of these companies to help…