Getting in shape requires making a decision and a commitment to putting in the work.

It also takes an investment in time and often in money.

Choosing a gym can be a very personal decision.

A woman workouts at a gym with a fitness instructor. She is doing battling ropes to build up strength.

Gym membership still doesn’t fit in the budget? Subsidize your membership with all the money you save when you useRocket Moneyto cancel unwanted subscriptions and lower bills.

The location might be important to you.

You might want a large gym where youre one of many, and the attention isnt on you.

Need Some Quick Cash to Help Pay for Your Gym Membership?

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Finding a cheap membership is a serious win.

Wed all love to reach our fitness goals without paying a ton.

But cheap doesnt mean free.

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Check out some of our favorite ways to make easy money below.

What Is the Average Cost of a Gym Membership?

In addition, many gyms charge an annual fee and an initiation fee.

Drowning in Expenses?

Maybe youre scrambling after your car broke down.

Or you got a medical bill you werent expecting.

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7 National Chains With Cheap Gym Memberships

1.

Members pay a $59.99 annual fee and may also be subject to a one-time initiation fee.

Whats Included:Gyms include cardio and strength equipment along with studio and cycle classes.

Many facilities offer pools, personal training and in-house child care.

How Much:The basic membership fee is $15 a month.

YouFit Health Clubs has reduced family rates if you want to bring your children or spouse.

Initiation charges and annual fees vary depending on the membership package, promotions and gym location.

Try It:Get afree guest passfor three days.

Many locations are open 24 hours a day.

Try It:Find the locationnearest you.

Enrollment fees and annual fees also vary depending on location, membership level and special promos.

Try It:Try afree one-day trial.

LA Fitness

Where:LA Fitnesshas over 550 locations in 27 states and Canada.

They range from $29.99 to $39.99.

The annual fee is $59.

Prices may be higher at Signature Club and Premier or Premier Plus locations.

Some have kids clubs, juice bars and basketball and racquetball courts.

Try It:Try afree three-day trial.

Can You Survive 10 Days of Budgeting?

If it’s crucial that you wrangle your budget, it may be time to consider a savings challenge.

Anytime Fitness

Where:Anytime Fitnesshas more than 5,700 locations worldwide, including gyms on five continents.

Members also pay one-time initiation and key activation fees, which vary by location.

Some locations offer tanning and personal training.

They are open 24 hours a day, 365 days a year.

Try It:you could get afree seven-day pass.

It closed several locations due to filing for Chapter 11 bankruptcy.

How Much:Gym membership prices vary by location.

Membership also includes the Blink App, which provides access to over 500 virtual classes and workouts.

Try It:Get a one-day free passhereand click Free Trial at the top of the page.

Other Affordable Fitness Options

You dont have to join a gym to get fit.

Consider more creative options like the ones below to tone up and get healthy.

you’re able to also explore free virtual workouts on YouTube and Facebook Live.

Head Outdoors

Incorporate fitness into your daily routine by simply walking or running outside.

Make use of outdoor fitness equipment at public parks.

If you have a pool, get in some laps as cardio when the weathers nice.

Find Free Classes

You dont have to pay for a gym membership to find fitness classes.

Here are10 surprising placesyou can discover free yoga classes, from churches to colleges.

Swipe Like a Millionaire No Gold Card Required

Ever wondered how millionaires get to be… millionaires?

So we looked into it.

What we found aresimple, millionaire-approved tipsthat anyone can use to manage their money.

Nicole Dow is a former senior writer at The Penny Hoarder.

Kaz Weida is a former senior writer at The Penny Hoarder.

Freelancer Dennis Lynch contributed to this report.