In times like these, we could all use a little self-care.
Ah, but what aboutfinancialself-care?
Were always being reminded to take care of our mental, emotional and physical health.
But what about your financial health?
We all need that too, because were all financially stressed.
Financial self-care is about lowering your financial stress level by jettisoning bad habits and taking control of your money.
Treat Yourself and Earn Money Back
Start getting money back whenever you buy groceries.
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
For your efforts, youll earn gift cards to places like Amazon or Walmart.
You candownload the free Fetch Rewards app here.
Over a million people already have, so they must be onto something.
Dont want to budget?
Try the budget for people who hate budgets.
The 50/30/20 method for budgeting is one of the simplest ways to get your spending in check.
No 100-line spreadsheets or major lifestyle changes required.
Thats your essentials budget (50%).
You should shop your options every six months or so it could save you some serious money.
But dont waste your time hopping around to different insurance companies looking for a better deal.
Use awebsite called EverQuoteto see all your options at once.
Take a couple of minutes toanswer some questionsabout yourself and your driving record.
With this information, EverQuote will be able to give you the top recommendations for car insurance.
In just a few minutes, you could save up to $610 a year.
If you feel like you dont have enough money to start investing, youre not alone.
if you know where to look.
Whether youve got $5, $100 or $800 to spare, you might start investing withRobinhood.
Yeah, youve probably heard of Robinhood.
Plus, its super easy to use.
Chances are your checking account balance wont last forever.
If you want to leave your family up to $1.5 million, use something called term life insurance.
We suggest a company likeBestow.
Maybe youve considered this before, but thought it was only for rich or older people.
But were hearing that people are getting it for as little as $10 a month.
You dont even need to leave your house toget a free quotefrom Bestow it takes minutes.
Just dont neglect your financial well-being, too.
Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder.
Hes a big believer in self-care.
Bestow Life Insurance products may not be available in all states.
Policy limitations or restrictions may apply.
Not available in New York.
Our software asks lifestyle and health questions to determine eligibility for avoid requiring a medical exam.
Rates will vary based on underwriting review.
No Interest Til Almost 2027?
Balance Transfer = Credit Card Cheat Code
