Not long ago, I was without insurance.
Looking for solutions to my dilemma, I discovered a few ways to save money on prescription drugs.
Heres how I get the medication I need, for less.
Check for Generic Equivalents
This ones simple, but youd be surprised how many people overlook it.
Ask your doctor or pharmacist if the drug youre prescribed has a generic equivalent.
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
The only real difference is the cost.
Generally speaking, therell be a generic version of any medication thats been on the market for some time.
If the medication youre being prescribed isnt extremely new, always check for a generic equivalent.
Did you know?
In addition, a prescription assistance program covers the full $100-per-month out-of-pocket cost for one of my medications.
Ask About Pharmacy Discount Programs
While youre comparing prices at pharmacies, ask about possible discount programs.
Some discount programs are specific to individual pharmacies, such as theRite Aid Rx Savings ProgramandWalgreens Prescription Savings Club.
Others work at almost any pharmacy.
For example,Drugs.comoffers a discount card with savings up to 80% off medications.
Since the FDA doesnt approve pharmacies, these companies are licensed by the states theyre located in.
The name brand ranges from $158 to $240 per month, depending on the pharmacy.
I cant spend that much on one prescription per month, especially since I have several daily medications.
While Im thrilled with the low price, it gets even better.
Prescription medication is expensive, but it doesnt have to be.
Your Turn: How have you saved money on prescription medication?
Kelli Lynn has been living well with chronic medical issues since she was a young child.
Her goal is to help others living with medical issues to do the same.
When you log into your bank account, how do your savings look?
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?