For many, raising a child is an invaluable experience, one they wouldnt trade.
Heres a secret of the rich: They save their money tax-free.
Our team has compiled alist of creative waysyou can fatten your bank account this week.
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This is a long list, so dont get overwhelmed.
Well keep it updated as offers changes or expire.
New to all this?
UNest will hold your hand through the whole thing.
When saving an extra $25,000 isthiseasy, why wouldnt you do it?
It takes five minutes todownload the UNest appand create an account.
Deposit a hundred bucks, and you literally wont earn a dime in a months time.
But withCredit Karma Savings, youll earn more than six times the national average.
And unlike other savings accounts, Credit Karma doesnt make you jump through hoops to collect interest.
As long as you have at least 1 cent in your account, youre good to go.
Best yet: No fees.
The account is completely free.
It takes no more than a few minutes toopen an account.
I decided it was time, once we brought a little guy into this world, Scott Perry said.
It was the weight of responsibility that you feel once you nail a kid.
Youre probably thinking: I dont have the time or money for that.
Rates start at around $20 a month.
- The peace of mind knowing your family is taken care of is priceless.
Budget for Baby
Your budget is going to need a bit of an overhaul with your new addition.
Prepare for Parental Leave
Babies come into the world needing tons of attention and care.
Some parents-to-be also save up paid vacation or sick days to use once the baby arrives.
Meet with your boss or your companys human resources department to develop a plan for taking parental leave.
Over half said they spent at least $750 a month.
Other parents make the decision to significantly reduce their hours or pause their careers and become stay-at-home parents.
It was all a bit overwhelming especially combined with our lack of sleep the first six months.
As long as its manageable, its OK to have kidsanddebt.
If you cant, those scary spirals of high interest rates and late fees can stack up against you.
If you have credit card debt, one way to make your life easier is to consolidate it.
Youll be left with one bill to pay each month.
Plus: No credit card payment this month.
AmOne wont make you stand in line or call your bank, either.
And if youre worried you wont qualify, its free tocheck online.
It takes just two minutes, and it could help you pay off your debt years faster.
Our guide on how to write a willcan help you figure out how to tackle this process.
and how to write one if youre running low on funds.
Youll want to confirm your retirement fund is on the right track.
If youre having trouble getting money into your retirement account, build it into your budget.
Tayne encourages you to consider it the same way youd consider rent: essential.
Pay it at the beginning of every month so youre not tempted to spend it elsewhere, she said.
Carson Kohler ([email protected]) is a staff writer at The Penny Hoarder.
Senior writer Nicole Dow contributed to this article.
Bestow Life Insurance products may not be available in all states.
Policy limitations or restrictions may apply.
Not available in New York.
Our utility asks lifestyle and health questions to determine eligibility for avoid requiring a medical exam.
Rates will vary based on underwriting review.
No Interest Til Almost 2027?
Balance Transfer = Credit Card Cheat Code
