The CDCs eviction moratorium ends on July 31, 2021.
The moratorium was set to expire at the end of June but was extended at the final hour.
The agency has said this will likely be the final extension.
Stephanie Ferguson sits in her vehicle at a drive-up site as she fills out an application for the Emergency Rental Assistance Program, a one-time benefit to help with one month’s rent offered by Miami-Dade County, during the coronavirus pandemic, Thursday, July 16, 2020, in Miami. Lynne Sladky/AP Photo
So, will you be prepared to pay back all that deferred rent when the moratorium is lifted?
If not, dont panic just yet.
Most states are currently running rental assistance programs to help renters catch up.
If you apply now, you might still have time to get assistance before the moratorium ends.
These programs are by and large more generous than they were last year.
Theyve also been consistently available in a much larger number of states.
At the time of writing, 48 states are actively accepting applications.
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You must also show youre having trouble making rent payments.
The same rule applies to the Cities of Birmingham and Huntsville.
Then, the state will pay the remaining 80% of your balance.
To apply for assistance through Colorados ERAP, get in touch with thecommunity partneradministering the ERAP in your county.
Connecticut
UniteCT is a prorated rental assistance program.
you could apply to UnitedCThere.
Renters and landlords can initiate the software processhere.
Florida
OUR Florida is the states rental assistance program.
A loss in income must be $60-$100 per month or more to make it be counted.
you’ve got the option to apply for assistance from OUR Floridahere.
The following cities have received their own rental assistance funding.
The state of Hawaii runs its state rental assistance program by county.
To qualify forthis program, you must be native Hawaiian as defined by the Hawaiian Homes Commission Act.
You must have been on DHHLs Waiting List as of Dec. 31, 2018.
Landlords initiate the system processhere.
This program is only open for applications through June 7, 2021.
Instead, youll need toapply for assistance at the county level.
Each of these counties has their own rental assistance program where residents can seek assistance.
To qualify, you must prove economic hardship due to the pandemic.
The state program is not available to residents of the following seven parishes.
Maine anticipates the program being open until September 2021 unless more federal funds are issued.
It does not currently expect to run out of funding before that time.
You will need to prove risk of housing instability through a past-due rent notice or other documentation.
You must also be behind on rent.
Mississippi
The Rental Assistance for Mississippians Program (RAMP) has two separate tracks.
Today we will look at theERA, or Emergency Rental Assistance, pathway.
Harrison Countys rental assistance program is currently being run through Open Doors Homeless Coalition.
you’re free to apply by calling them at (228) 604-8011.
If you live inDouglasorLancasterCounties, you are not currently eligible for the state rental assistance program.
Instead, youll have to apply through your respective countys rental assistance program.
You dont necessarily need to be behind on rent to qualify.
New Jersey
New Jersey is releasing rental assistance in rounds, going through a lottery process.
New York
New Yorks program just opened up toapplicationson June 1, 2021.
New York explicitly says renters are eligible regardless of immigration status.
Max benefits are lower, as are income eligibility caps.
If you live in any of the following counties, you do not qualify for HOPE.
Instead, you will have to apply through your countys rental assistance program.
This could work to your benefit if your countys program is more generous than HOPE.
You may also be required to attend financial counseling sessions.
Ohios rental assistance program is extremely decentralized.
It is being administered by local Community Action Agencies (CAAs) across the state.
To locate and apply with your local CAA, usethis tool.
Oklahoma
Oklahomas emergency rental assistance program is the Community Cares Partners.
It can provide assistance for the rent on your current lease and for relocation costs should you move.
However, it cannot pay for the costs associated with securing new housing.
Oregon does not have any immigration or citizenship status requirements for its program.
You just cant apply for assistance from both your local program and the state program for the same expenses.
By default, Pennsylvanians would assume they need to apply using the statesCOMPASS website.
However, if your county has a high enough population, it may have its own program.
You must be able to show you are at risk of housing instability to qualify.
South Carolina
South Carolinas rent assistance program isSC Stay Plus.
you must be able to prove a reduction in income or other economic hardship due to the pandemic.
If you live inChesterfield CountyorFairfax County, you currently do not qualify for the states RRP.
Instead, youll have to apply for emergency rental assistance through your county.
Washingtons program is administered at the local level by county housing service providers.
it’s possible for you to apply directly with your countys provider, which can be foundhere.
you could apply using theonline portalor by calling 2-1-1.
WERA is distributed through 14 different agencies across the state.
To apply,look up your agency by county.
Some localities are offering rental assistance independent of pandemic legislation.
If youre not finding anything at the state or local level, consider nonprofits in your region.
In most regions of the country, dialing 2-1-1 will connect you with your local United Way.
She is a regular contributor to The Penny Hoarder.
