How is that possible?
Thats why its so important to have a solid plan for your budget.
Otherwise, you could end up with no savings and in debt.
No matter how much you earn, heres how to break the paycheck-to-paycheck cycle.
Its more important than ever to have a solid budget.
Poor budgeting is a surefire way to stay in the paycheck-to-paycheck cycle.
If you dont know where to start, we like the 50/30/20 method.
Its simple and flexible.
But you never seem to make a dent.
Its because of those sky-high interest rates as much as 24% interest.
It can feel impossible to get ahead.
ButMoneyLioncould help you find offers to cut your interest rate by 70% as soon as tomorrow.
Thats 70%* lower than the average credit card interest rate.
And its the key to finally getting ahead.
If you have a credit score of at least 620, you could get up to $100,000.
And terms go up to 144 months.
Worried you wont qualify?
Take two minutes to check online andsee if you could cut your credit card interest rate by 70%.
*Based on creditworthiness.
Cancel Your Car Insurance
No matter your income, you want to check that youre living below your means.
That means cutting costs anywhere you’re free to.
And heres the thing: your current car insurance company is probably overcharging you.
But dont waste your time hopping around to different insurance companies looking for a better deal.
Use awebsite called EverQuoteto see all your options at once.
Take a couple of minutes toanswer some questionsabout yourself and your driving record.
With this information, EverQuote will be able to give you the top recommendations for car insurance.
In just a few minutes, you could save up to $610 a year.
Seriously she just uses Rakuten for things she already has to buy, like rental cars and flights.
It takes less than a minute toopen a Rakuten accountand start shopping like you normally would.
You just need an email address.
Theyll pay you with a check in the mail every few months or deposit it to your PayPal account.
Talk about money for nothing.
But this one actually gives you the chance to win up to $83 every time you play.
And no, this isnt one of those spammy apps.
There arent even any annoying ads.
Taking three quick surveys a day could earn up to $140 each month.
It takes just a minute to create a free account and start getting paid to speak your mind.
Youll get paid within 48 hours of your payout being processed, just for sharing your opinions.
Plus, theyve got an excellent rating on Trustpilot.
It takes just a minute toset up your account and start getting paid to take surveys.
Plus, right now, youll get a free 100-point welcome bonus just for becoming part of the community.
People who use the app regularly earn as much as $290 every year.
Thats cash money deposited straight into your PayPal or bank account.
Or redeem it for a gift card from popular brands like Amazon and Starbucks.
Kari Faber is a staff writer at The Penny Hoarder.
No Interest Til Almost 2027?
Balance Transfer = Credit Card Cheat Code