Its not your imagination.

Its literally hotter than ever.

Even if you have AC, some of these tips can help you stay cool.

A man places his feet in water with fans against him while trying to stay cool from the heat indoors.

Cooling the many pulse points on your feet can bring down the temperature throughout your body.

Enough small talk.Here are some waysto earn extra cash, without all of the social stuff.

Be cautious, though.

Article image

Start with cool tap water, and add some ice if you need the boost.

Going too cold too fast could be painful, even if it sounds refreshing.

Wear a Cooling Vest

This is actually a thing, and its much cheaper than an air conditioning unit!

Article image

Pick up any variety ofcooling sport vestsfor as low as $27.

Theyre either equipped with gel or meant to be soaked with water before you wear them.

If a vest isnt your style, you could also try cooling caps, sleeves and bandannas.

Did you know?

Freeze Your Sheets

Hot nights are particularly toughsansair conditioning.

To stay comfortable and get a good nights rest, cool your sheets before crawling under them.

Use that as your blanket to stay cool while you sleep.

During the day, Ive seen friends use this trick with wet T-shirts.

Unplugging and keeping the lights off can avoid adding that unnecessary heat into a room.

On top of avoiding air conditioning, this will also help you save money by cutting your electricity consumption!

Eat Spicy Food

Ever wonder why the spiciest foods come from the hottest places on Earth?

So keep the hot sauce handy wherever you go this summer.

Drink Chrysanthemum Tea

Practitioners saychrysanthemum is a natural coolantthat clears the head.

Dana Sitar (@danasitar) is a former senior writer at The Penny Hoarder.

Senior writer Mike Brassfield contributed to this report.

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?

Ask one of these companies to help…