Trying to maintain a social life while still paying the bills?

Thats easier said than done.

If youre not a careful budgeter, your social spending can even put you behind on rent.

Derek Peth, a realty tv star, who was on Bachelor in Paradise the Bachelorette, poses for a portrait in a sports coat.

Photo courtesy of Derek Peth

But that doesnt mean you have to isolate yourself.

Your finances are a part of who you are, he said.

Probably not as good as youd like.

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It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?

Ask one of these companies to help…

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Instead, Peth suggests sharing your goals and limits.

it’s possible for you to say something like, Ive got a lot in student loans.

Heres my limits, he said.

You dont necessarily [have to] put numbers behind it, but at least start having the conversation.

FOMO is a real thing, Peth said.

True friends should accept the occasional no thanks, I cant make it reply.

There are multiple layers to their big dates, he said.

Adding layers to a date involves a little more effort than just making reservations at a restaurant.

The first time youre meeting somebody, mix it up a little bit, he said.

Nicole Dow is a senior writer at The Penny Hoarder.

When you log into your bank account, how do your savings look?

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?