Paying off $19,000 of debt in well under a year is a huge accomplishment.

For that, Id give you a high-five or maybe a pandemic-friendly elbow bump if I could.

I think you should makebuilding an emergency fundthe priority.

A senior citizen couple sit on their couch while discussing something.

Keep making minimum payments on all your debt, of course.

But beyond that, focus on saving enough so you have at least a three-month cushion.

Our team has compiled alist of creative waysyou can fatten your bank account this week.

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This is a long list, so dont get overwhelmed.

Well keep it updated as offers changes or expire.

Your bigger issue, though, is that youre rapidly approaching retirement without much of a nest egg.

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Youve clearly made significant headway during the pandemic, which no doubt required discipline.

If you contribute to a401(k) planand get an employer match, keep doing so.

Plus, your eventual retirement will be a lot more comfortable if youre as close to debt-free as possible.

Youve experienced some big setbacks, but youre getting back on track.

Send your tricky money questions to[email protected].

No Interest Til Almost 2027?

Balance Transfer = Credit Card Cheat Code