Were talking about getting engaged, and if we do, I want a ring.

I did some looking around, and I think something around $5,000 would be nice.

Should we wait for him to have enough savings to afford it?

A man proposes to his girlfriend near water.

I have no friends in similar situations and no idea who to ask.

Pre-engaged

Dear Pre-engaged,

Get the ring you want its going on your finger!

Theres no reason for you to approach your engagement/wedding ring any differently.

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Is it important to you that the ring feel like a gift from him?

Does contributing the bulk of the financing dilute that feeling for you?

What does the engagement ring mean tohim?Does its meaning change if you pay for it?

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No Interest Til Almost 2027?

Maybe youll discover its not about the ring but about the experience youll share when he decides to propose.

Dana Miranda is a Certified Educator in Personal Finance, author, speaker and personal finance journalist.

Did you know?

(Can you sense my millennial sarcasm there?)

You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…